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Mastercard Documentation

The table below contains a list of all currently available MasterCard PayPass documentation. Much is public; however, a portion is restricted to MasterCard PayPass licensees and is protected from general access. Protected documentation is clearly marked.

Once licensed, your organization can obtain any of the documentation listed below, including that which is protected. If your organization is not licensed, you may request and complete a license agreement by sending an email to paypass@mastercard.com.

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Implementation Guides
License Agreements
Technical Specifications
Testing and Type Approval Documentation
Implementation Guides
  Document Name     Description     Availability
  MasterCard PayPass Mag Stripe Acquirer Implementation Requirements Guide     This detailed guide explains what acquirers need to do in order to process PayPass device transactions and provides PayPass support to merchants     Available for Download
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  MasterCard PayPass M/Chip Acquirer Implementation Requirements Guide     This detailed guide explains what acquirers need to do in order to process PayPass device transactions and provides PayPass support to merchants     Available for Download
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  MasterCard PayPass Mag Stripe Issuer Implementation Requirements Guide     This detailed guide explains what issuers need to do in order to issue PayPass devices and process PayPass transactions.     This document is restricted to PayPass Licensees and Program Members. For more information please send an email to specifications@paypass.com
  MasterCard PayPass M/Chip Issuer Implementation Requirements Guide     This detailed guide explains what issuers need to do in order to issue PayPass devices and process PayPass transactions.     This document is restricted to PayPass Licensees and Program Members. For more information please send an email to specifications@paypass.com
  MasterCard PayPass Mag Stripe Merchant Implementation Requirements Guide     This detailed guide explains what merchants need to do in order to accept PayPass devices at the point of sale, including changes to existing processes and recommendations on ensuring a quality consumer experience.     Available for Download
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  MasterCard PayPass Terminal Implementation Requirements     This detailed document explains the terminal implementation requirements for ensuring a quality user experience when accepting and processing PayPass transactions     Available for Download
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  MasterCard PayPass Terminal Optimization Guide     This document provides suggestions for optimizing PayPass M/Chip terminals in order to achieve fast transactions     Available for Download
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  MasterCard PayPass POS Host/Payment Software Implementation Guide     This guide helps point-of-sale (POS) host/payment software developers and their customers to implement POS host/payment software applications that will ensure a quality consumer experience when using PayPass products.     Available for Download
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License Agreements
  Document Name     Description     Availability
  MasterCard PayPass License Agreement     This license agreement permits the licensee access to the MasterCard PayPass technical specifications and permits the licensee to build and sell the product.     This document is restricted. For more information please send an email to license@paypass.com
  Addendum to License Agreement for MasterCard PayPass Specification Principal Member PDL Processor     This addendum to the MasterCard PayPass License Agreement-Processors, permits the processor to provide sales, implementation, and post-implementation support to institutions with portfolios of 500,000 cards or less.     This document is restricted. For more information please send an email to license@paypass.com
  Principal Member PDL Affiliate Processor Enrollment Form & Terms and Conditions     These forms permit a Principal Member/Principal Debit Licensee to sponsor an affiliate to participate in the MasterCard PayPass Program.     This document is restricted. For more information please send an email to license@paypass.com
  MasterCard PayPass Program Enrollment Form and Terms & Conditions     This form permits the MasterCard issuer/acquirer to participate in the MasterCard PayPass program.     This document is restricted. For more information please send an email to license@paypass.com
  Private Label PayPass License Agreement     This private label license agreement permits the licensee access to the PayPass technical specifications, permits the licensee to build the product on behalf of a single merchant partner, and to offer it to customers of that merchant partner.     This document is restricted. For more information please send an email to license@paypass.com
  Private Label PayPass Enrolment Form     This enrolment form permits the MasterCard issuer/acquirer or merchant to participate in a private label PayPass program.     This document is restricted. For more information please send an email to license@paypass.com
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Technical Specifications
  Document Name     Description     Availability
  PayPass ISO/IEC 14443 Implementation Specification     These technical specifications (Transport Level) define the specific requirements for implementing ISO 14443 to ensure correct operation and interoperability.    

This document owned and managed by EMVCo. For more information, and to download the specification, please visit www.emvco.com

 

  MasterCard PayPass Mag Stripe Technical Specification     This details the technical requirements (Application Level) and implementation detail for PayPass devices, readers and interface modules     This document is restricted to PayPass Licensees and Program Members. For more information please send an email to specifications@paypass.com
  MasterCard PayPass M/Chip Technical Specification     This details the technical requirements (Application Level) and implementation detail for PayPass devices, readers and interface modules     This document is restricted to PayPass Licensees and Program Members. For more information please send an email to specifications@paypass.com
  MasterCard PayPass Mag Stripe Security Architecture     This provides an assessment of the known risks and threats associated with implementing the Mag Stripe version of PayPass and guidance on countermeasures included in the PayPass specifications     This document is restricted to Program Members only. For more information please send an email to specifications@paypass.com
  MasterCard PayPass M/Chip Security Architecture     This provides an assessment of the known risks and threats associated with implementing the M/Chip version of PayPass and guidance on countermeasures included in the PayPass specifications     This document is restricted to Program Members only. For more information please send an email to specifications@paypass.com
  MasterCard PayPass Product Guide     This detailed guide explains exactly what PayPass is, and the technological features that make it work     This document is restricted to Program Members only. For more information please send an email to specifications@paypass.com
  MasterCard PayPass Branding Guidelines     This document details the rules surrounding the legal use of the PayPass brand and logo identity on cards, terminals and other point of sale media. The accompanying CD includes art files for MasterCard PayPass and other related elements.     This document is restricted to PayPass Licensees and Program Members. For more information please send an email to license@paypass.com
  PayPass Personalization Data Specifications     This document defines a set of personalization profiles for supporting PayPass on MasterCard and Maestro products     This document is restricted to PayPass Licensees and Program Members. For more information please send an email to specifications@paypass.com
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Testing and Type Approval Documentation
  Document Name     Description     Availability
  MasterCard PayPass- Combination Test     This manual provides a technical description of the combination test and the interpretation of the results.     Available for Download
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  MasterCard PayPass-Vendor Testing Process (Cards & Devices)     This document provides a high level overview of the services related to the PayPass card and device approval process.     Available for Download
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  MasterCard PayPass-Vendor Testing Process (Cards & Devices) (forms)     This document must be used in conjunction with the MasterCard PayPass-Vendor Testing Process (Cards & Devices) as it contains the necessary forms for requesting card approval.     Available for Download
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  Card Quality Management (CQM)- How to obtain the CQM Label     This document guides potential card issuers on how to obtain the Card Quality Management (CQM) label.     This document is restricted to licensed vendors. For more information please send an email to testing@mastercard.com
  MasterCard PayPass-Vendor Testing Process (Terminals)     This document describes the terminal approval process in detail.     Available for Download
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  MasterCard PayPass- Vendor Testing Process (Terminals) (forms)     This document must be used in conjunction with the MasterCard PayPass-Vendor Testing Process (Terminals) as it contains the necessary forms for requesting terminal approval.     Available for Download
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  PayPass Terminal Quality Management Process     This document guides potential terminal vendors on how to obtain the Terminal Quality Management (TQM) label.     This document is restricted to licensed vendors. For more information please send an email to TQM@mastercard.com
  PayPass Test Cases for Level 2 Terminal Testing - April 2008     This document lists the test cases used for the PayPass Terminal Type Approval Level 2 (for both PayPass Mag Stipe and PayPass M/Chip). The Application Notes describe the changes introducted in this version of the document.     Available for Download
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Application Note (Feb 2008)
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Application Note (April 2008)
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  MasterCard PayPass Card Vendor Testing Process Sell Sheet     This documents provides Card Vendors an overview on the processes required for obtaining PayPass approval     Available for Download
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  MasterCard PayPass Terminal Vendor Testing Process Sell Sheet     This documents provides Terminal Vendors an overview on the processes required for obtaining PayPass approval     Available for Download
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  Terminal Integration Process Guide     This document describes the various activities required when rolling out chip terminals that support both contact and contactless technology.     Available for Download
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  Card Personalization Validation Guide     This manual provides customers with an overview of the various activities to be performed when completing Card Personalization Validation for all chip based products bearing a MasterCard brand mark.     Available for Download
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